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Murky Water Insurance

At Murky Water Insurance, our mission is to serve our community by protecting what matters most. We understand that every individual, family, and business faces unique risks, which is why we take the time to carefully analyze each situation and provide coverage tailored to your specific needs.


With access to a wide range of trusted insurance carriers, Murky Water Insurance does the shopping for you. We work to simplify the insurance process—saving you time, helping control costs, and delivering the peace of mind that comes from knowing you’re properly protected.


Thank you for visiting our website. We appreciate the opportunity to earn your trust and your business.


How can we help guide you through life’s murky waters today?

Proud Member Of

Ernest J Yanez Jr and Family
Murky Water Insurance
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Your agency made my insurance experience truly exceptional.


- John Doe

Who We Are

About Our Agency

Murky Water Insurance serves Woodsboro and the surrounding Texas communities by protecting the people we work with just like we protect our own family members.


​If you're not thrilled with your current insurance contact us today. 

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100% customer satisfaction guaranteed

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National Insurance Company of the Year

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Best Rates & Coverage in Texas

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Knowledge Hub

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Auto Insurance

Auto Insurance covers financial losses from accidents, theft, or damage, protecting you on the road.


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Home Insurance

Home Insurance protects your property and belongings from risks like fire, theft, and natural disasters.


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Life Insurance secures financial support for your loved ones, covering income loss and future needs.



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Business Insurance

Business Insurance protects your company and helps keep operations running during unexpected events.



Learn More About Insurance

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Our Experts

Meet Our Team

Get to know the dedicated professionals behind our success, committed to serving you with expertise and care.

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Jennifer Smith

Agency Owner

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Amanda Warren

Commercial Lines

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Michael Smith

Personal Lines

Client Reviews

What Our Clients Are Saying

Hear from our satisfied clients who trust us with their coverage, and experience the difference our dedication makes.

GOOGLE REVIEWS

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The team at this agency is phenomenal. They handle everything quickly and professionally. Don't look any further for your insurance needs—give them a call today!


Miguel P.

I have so many different things to worry about right now. It means so much to me that I can trust all of this to a team I can trust 100%. Thanks to all of you!


Robert B.

If you're considering doing business with these guys don't waste your time going anywhere else. They're the best in the business. Call them today - you won't regret it.


Maria P.


The team at this agency is phenomenal. They handle everything quickly and professionally. Don't look any further for your insurance needs—give them a call today!


Miguel P.

I have so many different things to worry about right now. It means so much to me that I can trust all of this to a team I can trust 100%. Thanks to all of you!


Robert B.

FACEBOOK REVIEWS

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I’ve never had such a positive experience with an insurance company. They made everything so easy. Highly recommend you call them!


Laura G.

I had so many questions, and they answered them all with patience. Great service and care! Don’t hesitate to call them today.


Ashley R.

Switching to this agency was the best decision I made. They found me great coverage at a better price. Highly recommend calling them!


Kevin S.


I’ve never had such a positive experience with an insurance company. They made everything so easy. Highly recommend you call them!


Laura G.

I had so many questions, and they answered them all with patience. Great service and care! Don’t hesitate to call them today.


Ashley R.

We’re ready to help!

Get In Touch With Us

We're here to help with any questions or needs. Reach out to our team for personalized assistance and expert guidance on your insurance.

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Tailored Insurance Solutions

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Nationwide Coverage

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Peace of Mind Guaranteed

Contact Us

Let's connect!

We're proud to represent great insurance carriers like:

Texas Windstorm Insurance Association (TWIA)
Geico
Texas Fairplan Association

We're proud to represent great insurance carriers like: